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<h2>Scottish Boatowners Mutual Insurance Association</h2>
<p><b>The Scottish Boatowners Mutual Insurance Association</b> was founded in
1918 by local fishermen in the area of Buckie, Scotland. The Members of the
Association are the owners of the Vessels insured.
<p>The Association has emergency salvage pumps and pollution control equipment
which is available at Head Office and also at Peterhead office to assist Members'
vessels.
<p><b>Directors</b><br>
The Board of Directors of the Association is drawn from Fishermen, Fishsalesmen,
and other industry figures. Board meetings are held throughout the year at the
Head Office in Buckie.
<p><b>Association</b><br>
The Association is run as a Mutual with profits being allocated to Members'
Reserve Accounts in proportion to the nett hull premium paid for each vessel
each year.
<p><b>Policy</b><br>
Each Policy issued by the Association has a renewal date of 1st January. Proposal
Forms are issued every year for all vessels and show current values, renewal
premiums and excesses. No Claim Bonuses are awarded to Members whose vessels
have completed a calendar year free of claim. This is awarded on renewal of
the cover.
<p><b>Surveying</b><br>
Association Staff Surveyors are available for advice on technical problems
as well as for the survey of damages. Vessels are surveyed annually in
order to maintain a history file on each vessel. Survey Agencies
may be used for straightforward reports but Staff Surveyors also travel
to any ports where vessels are in difficulty. In emergency, especially
foreign ports, the Association employs suitably qualified local Surveyors.
<p><b>For more information</b>, please access this site with a frame enabled browser
(for example Internet Explorer Version 3 or above). Go to <A HREF="http://www.scottish-boatowners.co.uk">www.scottish-boatowners.co.uk</a>.
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